Thirty four years ago, in a book I wrote and was published, entitled, How To Settle Your Own Insurance Claim, I stated: “An eye witness can make or break your case. If you’ve been able to keep your wits about you the first thing you should do, immediately after impact has occurred, is to find somebody who observed it. After having spotted such a person, don’t be bashful. Go right over to them and ask if they saw the accident ? If they did, jot down their name, address and telephone number. Should they drive away before you can zero in on them, make note of their motor vehicle’s registration number so you can later obtain their name through the department of motor vehicle office.”

What I wrote, over thirty years ago, remains true today. (As a matter of fact, when it comes to insurance claims, little has changed over he past sixty years)! Companies like Rock Solid Insurance Corporation are still raising rates into the stratosphere while crying in their suds about all the money claims are costing them and those employed by them are still taking advantage of every motor vehicle accident victim they can sink their claws into.

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As of January 2003 it was determined that in the good ole’ US of A, there were approximately 12.3 million motor vehicle accidents involving over 21 million vehicles last year. This amounts to a little over one crash per second. Let’s take a look at four of the most common of these gazillion impacts and the typical injuries they cause.

#1. LOW SPEED IMPACTS – - ESPECIALLY REAR-ENDERS: These are crashes that are considered to be any collision that takes place at speeds under 10 MPH. While there is absolutely no justification to call it a “Low Speed” impact that’s what the insurance industry loves to identify them as. Why ? Because a moniker like that is supposed to indicate that the, “so-called impact”, you were subjected to could not possibly have caused an injury.

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Preventing car or truck mishaps is really a case of remembering to carry out the fundamentals. After operating for any duration of time without an accident nearly all drivers start to count on instinct and the self-confidence that they are a fine driver. Unfortunately that might not be the case at all, they might have just been fortunate.

Whenever backing out of a parking spot, it is crucial to not just examine to the left and right to see if a car is drawing near, but to also examine right behind you and be sure that the car behind you doesn’t select that time to back out of his parking spot. You also have to be aware of shoppers walking behind your automobile, particularly young children that have raced ahead of their parents and will possibly not be easily noticed over the back of your car.

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“Twenty per cent of all vehicle accidents result from impaired vision caused by a dirty or damp windshield.”

These are the words uttered by Bryan Gregory. You see, Gregory does have the right to say such things, after all, he is the current director for Advance Auto Parts’ consumer education department. He further adds, “Incredibly, fifty per cent of vehicles on the road today have windshield wipers that are beyond their functional lifespan, and fifteen per cent of the vehicles inspected during National Car Care Month failed because of worn windshield wiper blades.”

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